Banking at Scale.
Start with Intelligence.
We bring risk intelligence, affluence profiling, and fraud detection into every entry decision, so retail banks can scale without the blind spots. Because what you miss at onboarding becomes the mule account or NPA you manage later.
Retail Banking Breaks When Entry Decisions Lack Context
Risk Slips in Early
Mule accounts, identity misuse, adverse histories, and digital-footprint risk are not always visible through basic KYC alone.
Account Quality Is Uncertain
Accounts opened without affluence and behavioural context frequently lead to low balances, weak engagement, and missed cross-sell opportunities.
Journeys Are Fragmented
Branch, DIY, DSAs, and RM-led flows operate with inconsistent checks, increasing drop-offs and operational inefficiencies.
Compliance Pressure Increases with Scale
KYC lapses, re-KYC readiness, and monitoring challenges become harder to manage as volumes grow.
IDfy Enables Better Entry Decisions
Across the Retail Banking Journey
- Support funding and activation strategies using affluence and behavioural signals.
- Enable upfront cross-sell opportunities based on customer financial profiles.
- Improve primary-account conversion through better early-stage context.
Why IDfy for Retail Banking
Faster onboarding across channels
Earlier visibility into fraud and risk indicators
Better account context through affluence and transaction insights
Reduced operational friction across customer and partner journeys
One integrated approach across onboarding, risk, and monitoring
Trust that Delivers
Building digital trust across India’s consumer goods ecosystem.
Voice of the Customers & Awards
Exceptional accuracy and speed across verification processes.
Abhinav Puneeth
Director
IDfy has significantly improved our fraud prevention capabilities with accurate verification.
Kirti Patil
CTO
The platform enables seamless identity checks that scale efficiently across teams.
Sameer Jadhav
Vice President
A reliable system that ensures compliance without compromising user experience.
Ankit Shah
Head of Risk
Fraud detection and verification workflows have become effortless using IDfy.
Rohit Mehta
Product Lead
The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.
Sneha Kapoor
Operations Manager
With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly. Its user-friendly portal has been instrumental in delivering the requirements with accuracy and reduced timelines.
Amarendra Nath Mishra
Group CHRO, Hero Enterprise
It has been an absolute pleasure working with IDfy over the past 4-5 years. They have been supporting us throughout our journey with the maximum cushion of comfort possible!,
Devrat Singh
Senior Product Manager, Blackbuck
Exceptional accuracy and speed across verification processes.
Abhinav Puneeth
Director
IDfy has significantly improved our fraud prevention capabilities with accurate verification.
Kirti Patil
CTO
The platform enables seamless identity checks that scale efficiently across teams.
Sameer Jadhav
Vice President
A reliable system that ensures compliance without compromising user experience.
Ankit Shah
Head of Risk
Fraud detection and verification workflows have become effortless using IDfy.
Rohit Mehta
Product Lead
The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.
Sneha Kapoor
Operations Manager
With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly. Its user-friendly portal has been instrumental in delivering the requirements with accuracy and reduced timelines.
Amarendra Nath Mishra
Group CHRO, Hero Enterprise
It has been an absolute pleasure working with IDfy over the past 4-5 years. They have been supporting us throughout our journey with the maximum cushion of comfort possible!,
Devrat Singh
Senior Product Manager, Blackbuck
Exceptional accuracy and speed across verification processes.
Abhinav Puneeth
Director
IDfy has significantly improved our fraud prevention capabilities with accurate verification.
Kirti Patil
CTO
The platform enables seamless identity checks that scale efficiently across teams.
Sameer Jadhav
Vice President
A reliable system that ensures compliance without compromising user experience.
Ankit Shah
Head of Risk
Fraud detection and verification workflows have become effortless using IDfy.
Rohit Mehta
Product Lead
The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.
Sneha Kapoor
Operations Manager
With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly. Its user-friendly portal has been instrumental in delivering the requirements with accuracy and reduced timelines.
Amarendra Nath Mishra
Group CHRO, Hero Enterprise
It has been an absolute pleasure working with IDfy over the past 4-5 years. They have been supporting us throughout our journey with the maximum cushion of comfort possible!,
Devrat Singh
Senior Product Manager, Blackbuck