// Insurance/Motor Insurance

Insuring with

Intelligence

Settling Smarter.

Organized fraud doesn't sleep, and neither should your verification. We provide the trust engine that flags high-risk vehicles and unmasks garage collusion before a single fraudulent claim is settled.

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Your Growth is Stalling. Hereʼs Why.

Rampant Third-Party (TP) Fraud

Rampant Third-Party (TP) Fraud

Organized fraud rings are exploiting gaps in your verification process, leading to millions in fraudulent TP claims.

High Claims Investigation TAT

High Claims Investigation TAT

Manual, paper-based investigation processes are slow, inefficient, and create poor customer experiences, taking weeks to resolve.

Garage & Agent Collusion

Garage & Agent Collusion

Unverified agents and garages are colluding to inflate repair costs and create fictitious claims, directly hitting your bottom line.

Inaccurate Risk Pricing

Inaccurate Risk Pricing

Without real-time vehicle and owner data, risk pricing suffers leading to non-competitive premiums or underwriting losses.

The Only Platform That Solves for the Entire Motor Insurance Value Chain

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  • Get a complete picture of a vehicle’s legal and ownership history to accurately price OD premiums.
  • Use TP Risk Map for geo-intelligence on high-risk zones based on vehile make, model, and pin code.
  • Stop fraud before it starts with better, data-driven underwriting.

Your Underwriting Could be Leaking Risk.

Here's the Proof.

Our analysis of underwriting data for leading insurers reveals a hidden layer of risk that self-declared information completely misses.

5%

consumer vehicles have been classified as high-risk

12%

commercial vehicles fall into the high-risk category

This isn’t just bad data. It’s a direct threat to your profitability. These are vehicles with:

  • A history of involvement in fraudulent claims.
  • Active legal cases tied to the vehicle or owner.
  • Significant discrepancies in their ownership history.

Trust that Delivers

Building digital trust across India’s consumer goods ecosystem.

100K+
Vendors Onboarded
60 Lakh+
Frontline Workers Authenticated / Year
70 Mn+
verifications monthly

Voice of the Customers & Awards

Exceptional accuracy and speed across verification processes.

Abhinav Puneeth

Abhinav Puneeth

Director

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IDfy has significantly improved our fraud prevention capabilities with accurate verification.

Kirti Patil

Kirti Patil

CTO

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The platform enables seamless identity checks that scale efficiently across teams.

Sameer Jadhav

Sameer Jadhav

Vice President

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A reliable system that ensures compliance without compromising user experience.

Ankit Shah

Ankit Shah

Head of Risk

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Fraud detection and verification workflows have become effortless using IDfy.

Rohit Mehta

Rohit Mehta

Product Lead

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The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.

Sneha Kapoor

Sneha Kapoor

Operations Manager

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Exceptional accuracy and speed across verification processes.

Abhinav Puneeth

Abhinav Puneeth

Director

logo

IDfy has significantly improved our fraud prevention capabilities with accurate verification.

Kirti Patil

Kirti Patil

CTO

logo

The platform enables seamless identity checks that scale efficiently across teams.

Sameer Jadhav

Sameer Jadhav

Vice President

logo

A reliable system that ensures compliance without compromising user experience.

Ankit Shah

Ankit Shah

Head of Risk

logo

Fraud detection and verification workflows have become effortless using IDfy.

Rohit Mehta

Rohit Mehta

Product Lead

logo

The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.

Sneha Kapoor

Sneha Kapoor

Operations Manager

logo

Exceptional accuracy and speed across verification processes.

Abhinav Puneeth

Abhinav Puneeth

Director

logo

IDfy has significantly improved our fraud prevention capabilities with accurate verification.

Kirti Patil

Kirti Patil

CTO

logo

The platform enables seamless identity checks that scale efficiently across teams.

Sameer Jadhav

Sameer Jadhav

Vice President

logo

A reliable system that ensures compliance without compromising user experience.

Ankit Shah

Ankit Shah

Head of Risk

logo

Fraud detection and verification workflows have become effortless using IDfy.

Rohit Mehta

Rohit Mehta

Product Lead

logo

The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.

Sneha Kapoor

Sneha Kapoor

Operations Manager

logo