Financing Mobility.
We Drive Down Risk.
From borrower verification to post-disbursal monitoring, we help vehicle financiers cut TAT, detect fraud early, and protect portfolios from stress. Because in vehicle finance, what you don't verify upfront, you'll pay for later.
The Headwinds Slowing Down Vehicle Finance
Rising NPAs in Vehicle Loans
Incomplete due diligence and unverifiable ownership of used and commercial vehicle’s histories are leading to defaults and legal complications.
High TAT and Field Dependencies
Manual PDs, CPVs, and physical verifications inflate acquisition costs and slow loan activation.
Early Stress, Late Detection
Without continuous borrower or asset monitoring, risk surfaces only after delinquency hits.
Channel Risk and Fraudulent Partners
Unverified DSAs and valuers can leak fraud into your portfolio, damaging reputation and recovery.
Outrun Risk with a Unified Engine.
Here's How to Leapfrog Them
- Assess individual historical legal risk using CrimeCheck.
- Use Transaction Intelligence for income, EMI load, cash flow patterns, and risk markers of an individual.
- Detect entity exposure patterns with NetScan.
- Verify asset history using RTO data, challans, accidents, hypothecation, and RC mismatch.
Why IDfy for Housing Finance
50% faster underwriting
Early fraud detection via VehiClear & network analysis
Lower NPAs from stressed fleet
All diligences upfront
Trust that Delivers
The Technology That Powers India's Leading Insurers
Voice of the Customers & Awards
Exceptional accuracy and speed across verification processes.
Abhinav Puneeth
Director
IDfy has significantly improved our fraud prevention capabilities with accurate verification.
Kirti Patil
CTO
The platform enables seamless identity checks that scale efficiently across teams.
Sameer Jadhav
Vice President
A reliable system that ensures compliance without compromising user experience.
Ankit Shah
Head of Risk
Fraud detection and verification workflows have become effortless using IDfy.
Rohit Mehta
Product Lead
The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.
Sneha Kapoor
Operations Manager
Exceptional accuracy and speed across verification processes.
Abhinav Puneeth
Director
IDfy has significantly improved our fraud prevention capabilities with accurate verification.
Kirti Patil
CTO
The platform enables seamless identity checks that scale efficiently across teams.
Sameer Jadhav
Vice President
A reliable system that ensures compliance without compromising user experience.
Ankit Shah
Head of Risk
Fraud detection and verification workflows have become effortless using IDfy.
Rohit Mehta
Product Lead
The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.
Sneha Kapoor
Operations Manager
Exceptional accuracy and speed across verification processes.
Abhinav Puneeth
Director
IDfy has significantly improved our fraud prevention capabilities with accurate verification.
Kirti Patil
CTO
The platform enables seamless identity checks that scale efficiently across teams.
Sameer Jadhav
Vice President
A reliable system that ensures compliance without compromising user experience.
Ankit Shah
Head of Risk
Fraud detection and verification workflows have become effortless using IDfy.
Rohit Mehta
Product Lead
The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.
Sneha Kapoor
Operations Manager