IDfy’s Legal History Checks
Reduce your NPA risks by assessing a borrower’s legal history
IDfy helps you make more informed lending decisions by assessing your client’s (individual/entity) legal history and its impact on their loan repayment capacity.
We use our pan-India records of court cases, tribunal cases, and FIRs to give you a holistic view of your borrower’s legal background. IDfy’s risk report is easy to understand and provides an overall risk score based on the subject’s legal standing.
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How legal history checks help you reduce your NPAs
with past criminal offenses indulge in crime again
The likelihood of an individual/company defaulting on your payment is strongly related to the severity & implications of their legal history.
4 Reasons why you need IDfy’s Legal History Checks
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Pan-Indian
Coverage
Draws results using a database of 24+ Crore court cases & 5+ Crore FIRs
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Fuzzy
Logic
Identifies closely related matches to uncover all about a party’s legal background
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Actionable Risk
Score
Gives an actionable risk score based on the number and the severity of the court cases found
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Risk analysis by the legal experts
Our legal team provides you with a detailed risk report that includes the case summaries and their implications
The best in business trust us
![IDfy's customers - HDFC](https://sp-ao.shortpixel.ai/client/to_auto,q_glossy,ret_img/https://www.idfy.com/wp-content/uploads/2021/05/Artboard-15-1-e1673869939198.png)
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![IDfy's customers - Kotak](https://sp-ao.shortpixel.ai/client/to_auto,q_glossy,ret_img/https://www.idfy.com/wp-content/uploads/2021/05/Artboard-17-e1673870029463.png)
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Solutions we offer
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Case Search
Instantly find court records/FIRs against an individual/company using our Pan-India database
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Crime Report
Get a risk report consisting of the case summary & its implications curated by our legal/paralegal teams within 24 hours of raising the request
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Crime Watch
Keep a regular check your client’s legal background and get notified when a new case shows up against their name
How it works
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