// NBFCs/SME Loans

Financing SMEs.

We Build on Solid
Ground.

From promoter-linkage mapping to bank-GST triangulation to virtual diligence, we help SME lenders uncover the business reality that paperwork hides. Because in SME lending, surface checks are just NPAs waiting to happen.

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SME lending fails when paperwork replaces business reality

Hidden Promoter Exposure

Unmapped director and partner linkages allow stressed or defaulting related entities to slip into the portfolio.

Incomplete Financial Signals

Bank statements, GST data, and filings remain unconnected—masking leakage, underreporting, and operational stress.

Slow, Manual Onboarding

Multiple physical checks and document-dependent workflows delay sanctioning and push good SMEs to faster lenders.

IDfy turns SME lending into a risk-proof advantage

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Check promoter background, litigation history, and legal red flags.
Map SME–director–other company linkages via NetScan to spot liabilities, stressed relationships, or shared vendors/customers.
Detect property litigation, liens, and encumbrances.

Why IDfy for MSME lending

50% faster SME loan processingby removing manual friction.

Hidden risk detectionvia promoter-network & entity-linkage mapping.

Accurate repayment capacitywith combined bank + GST triangulation.

Lower NPAsthrough early fraud/stress identification.

Voice of the customers & awards

IDfy has significantly improved our fraud prevention capabilities with accurate verification.

Kirti Patil

CTO

Exceptional accuracy and speed across verification processes.

Abhinav Puneeth

Director

The platform enables seamless identity checks that scale efficiently across teams.

Sameer Jadhav

Vice President

With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly.

Amarendra Nath Mishra

Group CHRO, Hero Enterprise

It has been an absolute pleasure working with IDfy over the past 4-5 years.

Devrat Singh

Senior Product Manager, Blackbuck

IDfy has significantly improved our fraud prevention capabilities with accurate verification.

Kirti Patil

CTO

Exceptional accuracy and speed across verification processes.

Abhinav Puneeth

Director

The platform enables seamless identity checks that scale efficiently across teams.

Sameer Jadhav

Vice President

With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly.

Amarendra Nath Mishra

Group CHRO, Hero Enterprise

It has been an absolute pleasure working with IDfy over the past 4-5 years.

Devrat Singh

Senior Product Manager, Blackbuck

IDfy has significantly improved our fraud prevention capabilities with accurate verification.

Kirti Patil

CTO

Exceptional accuracy and speed across verification processes.

Abhinav Puneeth

Director

The platform enables seamless identity checks that scale efficiently across teams.

Sameer Jadhav

Vice President

With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly.

Amarendra Nath Mishra

Group CHRO, Hero Enterprise

It has been an absolute pleasure working with IDfy over the past 4-5 years.

Devrat Singh

Senior Product Manager, Blackbuck